5 STAR REVIEWS
ACCESS TO 70+ LENDERS
FIRST HOME BUYER LOAN SPECIALISTS
CARS
COMMERCIAL
INVESTMENTS
Broker services built for diverse communities, across Brisbane and all of Australia.
...with advice you can actually understand.
Buying a home or planning your next investment is one of the biggest decisions you'll ever make. You want a Brisbane broker who explains the numbers clearly, listens to your story, and puts your interests first. That's exactly what you'll find here.
We're proud to be one of the Brisbane mortgage brokers that clients trust for honesty, patience, and real results - backed by 46 five-star Google reviews and access to more than 70 lenders.
WHO WE ARE & WHAT WE STAND FOR
OUR MISSION AND VALUES
BID Capital is a specialist mortgage and lending advisory firm based in Brisbane, QLD. We help individuals, families, and investors secure the right finance with confidence and clarity.
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As an experienced mortgage broker in Brisbane, we're passionate about making home loans more accessible, understandable, and genuinely suited to your circumstances.
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No jargon. No pressure. Just honest guidance.​
​Our Broker Services are grounded in one clear belief: everyone deserves fair, transparent access to quality lending - regardless of background, language, or financial journey.
​​With deep local knowledge and a national reach, we support clients across Brisbane and Australia.
Our advice is practical, ethical, and focused on your long-term financial wellbeing, not a quick sale.
What backs our advice:
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Access to a panel of more than 70 lenders through the Connective network — major banks, private lenders, credit unions, and specialist lenders
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A Credit Representative of Connective Credit Services Pty Ltd, operating under Australian Credit Licence 389328
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A strategy-first approach that helps you make Better Informed Decisions
That breadth means more choice for you - and a loan matched to your unique goals, not just whatever a single bank happens to offer.
MEET THE TEAM BEHIND YOUR BRISBANE BROKER
BETTER INFORMED DECISIONS
Great lending outcomes come from great people.
Our team combines technical expertise with genuine care, so you always feel supported and respected.
DR RUCHITH DISSANAYAKE
PRINCIPAL & STRATEGIC ADVISOR
Ruchith brings serious financial expertise and analytical rigour to every client scenario. With a Ph.D. in Finance and experience teaching at QUT, he leads our strategic direction, market insight, and risk analysis — shaping smart lending solutions that stand the test of time.
TUBA DISSANAYAKE
DIRECTOR & SENIOR FINANCE SPECIALIST
Tuba is a dedicated mortgage professional with extensive experience across lending, credit analysis, and finance broking. Recognised as a Top 25 AFG Broker in Queensland, her client-focused approach ensures you receive personalised, strategic home loan guidance every step of the way.
DANIEL HELBING
FINANCE SPECIALIST
Dan has a strong foundation in credit analysis and residential lending, including time as a Senior Credit Analyst. He brings deep expertise in structuring complex loan scenarios and navigating lender policies. His analytical eye and attention to detail mean every deal is positioned strategically for approval.
HANNAH VELASCO
CLIENT SERVICES OFFICER
Hannah keeps everything running smoothly throughout your journey.
With a Bachelor of Science in Psychology and experience across administration, customer service, and mortgage loan processing, she brings clear communication and an organised, empathetic approach to supporting both clients and brokers.
BREE MUHUNTHAN
FINANCE SPECIALIST
Bree brings experience in banking and mortgage lending to BID Capital. Her background spans client banking needs, loan application support and compliance, complemented by her studies in Law and Commerce, majoring in Accounting, at the University of Queensland.
Bree combines attention to detail with a warm, approachable manner. Working closely with BID Capital’s lending team, she helps keep client applications organised and moving forward.
JACK THOMPSON
FINANCE SPECIALIST
Jack brings a strong background in customer service, team leadership and operational coordination to BID Capital. His experience managing competing priorities, coordinating people and resolving problems shapes his practical, attentive approach to working with clients. Working closely with BID Capital’s lending team, Jack focuses on understanding each client’s goals, maintaining clear communication and helping keep the process organised from the outset.
SUPPORTING BRISBANE'S MULTICULTURAL COMMUNITIES
A BRISBANE MORTGAGE BROKER THAT UNDERSTANDS YOUR STORY
Brisbane is one of Australia's most culturally diverse cities — and we're proud to specialise in supporting multicultural Australians through the home loan process.
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We understand the Australian lending system can feel confusing, especially if you're a first-time buyer, self-employed, new to Australia, or managing complex income. Our job is to simplify it.
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We explain every step clearly and build lending strategies that respect your cultural, financial, and family considerations. By taking the time to listen to your story, we make sure our advice is relevant, realistic, and tailored - never generic.
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This culturally aware approach is one of the reasons clients trust us as their mortgage broker in Brisbane. If you value patience, respect, and plain-language advice, you'll feel right at home here.
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Personal Advice, Not Cookie-Cutter Solutions
Great lending outcomes start with strong relationships. Your financial position, goals, and future plans are unique — so your advice should be too.
We never rely on one-size-fits-all solutions. Instead, we provide personalised guidance across Brisbane home loans, refinancing, and investment lending, aligned with your broader financial picture.
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As independent mortgage brokers, we aren't tied to any one bank's products or policies. That freedom lets us act solely in your best interests, structuring loans that are both competitive and built to last.
When you work with BID Capital, you can expect:
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Straightforward, transparent advice with no jargon
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Access to a wide panel of lenders, not just one bank
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Step-by-step support from application to settlement
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Ongoing guidance long after your loan has settled
Our focus isn't just securing approval. It's helping you make informed decisions that support your financial future.
OUR COMMITMENT GOES BEYOND SETTLEMENT
YOUR SUCCESS IS OUR MEASURE - NOT JUST LOAN APPROVALS
We commit to acting in your best interests at all times, with advice that's ethical, compliant, and transparent. From assessing borrowing capacity and explaining features like offset accounts and redraw facilities, to helping investors unlock equity and optimise returns, we support you for the life of your loan.
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What sets us apart as a Brisbane mortgage broker is a genuine people-first mindset. We combine technical skill with real care, and we advocate strongly on your behalf with lenders.
Our team is committed to:
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Communicating clearly and patiently
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Understanding cultural nuances and financial complexities
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Advocating strongly for you with lenders
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Delivering outcomes with integrity and professionalism
Whether you're buying your first home, upgrading, refinancing, or building a property portfolio, we're here to guide you every step of the way.
READY TO WORK WITH A MORTGAGE BROKER IN BRISBANE WHO PUTS YOU FIRST?
The right advice could be one conversation away -
and the sooner we talk, the sooner you'll have a clear plan in hand.
Your first consultation is free, there's no obligation, and in most cases our service costs you nothing at all. You'll walk away knowing exactly where you stand and what to do next.
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Join the many Brisbane homeowners and investors who chose one of the most trusted Brisbane mortgage brokers to guide their finance decisions with clarity and confidence.