Why Choose Us

Dr. Ruchith Dissanayake

Principal and Strategic Advisor

As Strategic Advisor for BID Capital,  Ruchith provides critical financial market expertise and a robust analytical framework. His academic credentials include a Ph.D. in Finance and a Master’s in Economics and Finance, complemented by significant research contributions to top-tier journals and presentations at prestigious global finance conferences. With over seven years as a Senior Lecturer in Finance at QUT, where he teaches Data Analysis and Financial Management to Executive MBA students, Ruchith excels in applying sophisticated financial concepts to real-world business challenges.

​

Ruchith’s role at BID Capital involves leveraging these advanced analytical skills to inform strategic direction, market analysis, and risk management protocols. His expertise in economic trends and market dynamics empowers BID Capital to offer insightful guidance and identify optimal financing solutions. Grounded in ethical principles and a collaborative leadership style, he is pivotal in developing strong partnerships and ensuring the firm’s operations contribute to the long-term success of its clients and partners, reinforcing BID Capital’s commitment to sound, data-driven growth.

Tuba Dissanayake

Director and Senior Finance Specialist

Tuba is a dedicated mortgage professional committed to guiding clients towards their property aspirations. Since entering financial services in 2018, she has cultivated a comprehensive understanding of real estate finance, starting with pivotal customer service roles at St. George and Bank of Queensland. Her pursuit of a holistic lending perspective led her through positions as a Credit Analyst and a Business Development Manager with Connective Home Loans, significantly broadening her expertise in credit assessment and lender relations. Prior to BID Capital, Tuba was a trusted finance specialist for several Ray White offices via Loan Market, providing on-the-spot assistance at major auction events and fostering strong agent-client relationships.

​

Driven by a passion for empowering clients, Tuba holds a Certificate IV and Diploma in Finance and Mortgage Broking and is enhancing her strategic acumen with a Leadership & Management Certificate from Harvard Business School Online. Her excellence is recognized through multiple accolades, including Top 25 AFG Broker in Queensland and several "Mortgage Broker Increased Performance of the Quarter" awards. Tuba's client-first approach ensures tailored, strategic advice, simplifying complex loan processes to achieve financial security through property for everyone from first-home buyers to seasoned investors.

Ricardo Coquet 

General Manager

Ric is a highly accomplished banking professional with over 30 years of leadership experience across major Australian financial institutions, including NAB, Bank of Melbourne, Suncorp, and BOQ.

Throughout his career, Ric has excelled as a Branch and Area Manager, consistently driving business growth and exceeding sales targets. His commitment to excellence in customer service and business performance has earned him multiple industry accolades, including "Store Manager of the Year" and the "Managing Director’s Annual Award."

Ric brings proven expertise in operations, compliance, and customer engagement. Known for his strong communication skills and ability to inspire teams, he is passionate about building new business relationships and driving growth. His exceptional leadership and extensive experience make him a key asset to the BID Capital team.
 

Joval Tolentino

Client Services Manager

As Client Services Manager, Joval Tolentino is committed to delivering exceptional service and fostering strong client relationships at BID Capital. Holding a Bachelor of Science in Management Accounting, Joval's background is rooted in meticulous attention to detail, accuracy, and compliance.

His previous experience in internal auditing for a manufacturing company honed his ability to identify critical insights. Now, he applies this robust analytical foundation to the mortgage broking industry, driven by a passion for achieving reliable outcomes and ensuring client satisfaction.